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Rental Yield by ZIP Code in San Diego County

A sortable table of typical rent against typical price for every San Diego County ZIP code, with an estimated monthly cash flow from your own financing.

INVESTOR TOOLS · OCTOBER 2026

Which San Diego County ZIP codes pay the most rent for the price? This table ranks them by gross rent yield and shows an estimated monthly cash flow with your own financing and costs.

Home values and rents are Zillow Research's typical figures for Aug 2026. Typical rent covers all rental homes and apartments in the ZIP code, while typical value covers all homes, so treat the match as a screening tool, not a quote for any one property.

Investment loans often ask for more down than a home you live in.
Starts a little above the Freddie Mac average, since investment loans usually cost more. Use a lender's quote.
Typical value, rent, yield and estimated cash flow by ZIP code (click a heading to sort)
92139 Paradise Hills (San Diego)$740,100$3,5305.7%17.5+1.4%
92101 Downtown San Diego$711,900$2,9204.9%20.3−4.7%
92154 Ocean View Hills & Otay Mesa$750,300$2,9804.8%21.0+1.2%
91915 Chula Vista (Otay Ranch)$848,000$3,3204.7%21.3−0.7%
92114 Encanto and Skyline (San Diego)$745,800$2,8204.5%22.0+1.6%
91935 Jamul$1,015,200$3,8004.5%22.3+1.9%
92173 San Ysidro$685,900$2,4904.4%23.0+5.0%
91950 National City$697,100$2,5004.3%23.2+2.4%
91913 Chula Vista (EastLake & Otay Ranch)$901,900$3,1704.2%23.7+0.4%
91945 Lemon Grove$757,200$2,6604.2%23.7+0.0%
91911 Chula Vista (south-central)$780,400$2,7104.2%24.0+1.3%
91914 Chula Vista (EastLake)$1,170,300$3,9904.1%24.4+1.0%
91932 Imperial Beach$835,600$2,7804.0%25.0+2.7%
91942 La Mesa$810,100$2,6403.9%25.6+1.7%
91977 Spring Valley$764,100$2,4803.9%25.7+0.4%
92019 El Cajon$877,900$2,7403.7%26.7+1.3%
91978 Spring Valley (Rancho San Diego area)$833,400$2,6003.7%26.7−0.1%
91910 Chula Vista$845,100$2,5703.6%27.4+1.9%
91902 Bonita$1,143,900$3,3203.5%28.7+3.6%
92010 Carlsbad$1,281,600$3,6003.4%29.7+2.8%
92021 El Cajon$776,500$2,1503.3%30.1−1.0%
92054 Oceanside$1,117,700$2,9503.2%31.6+1.5%
92020 El Cajon$829,800$2,1603.1%32.0−0.3%
92011 Carlsbad$1,587,000$4,1303.1%32.0+2.2%
91941 La Mesa$1,021,300$2,6003.1%32.7+2.1%
91901 Alpine$961,300$2,3302.9%34.4+2.1%
92009 Carlsbad (La Costa area)$1,566,100$3,7602.9%34.7+1.8%
92109 Pacific Beach (San Diego)$1,461,800$3,3802.8%36.0+2.6%
92024 Encinitas$1,868,200$4,3102.8%36.1+4.9%
92075 Solana Beach$2,216,200$5,0702.7%36.4+7.6%
92118 Coronado$2,563,800$5,5502.6%38.5+6.7%
92067 Rancho Santa Fe$4,759,800$10,1302.6%39.2+6.6%
92014 Del Mar$2,892,700$6,0302.5%40.0+6.5%
92007 Cardiff (Encinitas)$2,151,000$4,3302.4%41.4+9.9%
92107 Ocean Beach (San Diego)$1,478,500$2,8202.3%43.7+2.8%
92008 Carlsbad$1,789,800$3,1102.1%48.0−5.8%
92037 La Jolla (San Diego)$2,336,100$3,9902.0%48.8+5.7%
92106 Point Loma (San Diego)$1,806,500$2,8301.9%53.2+4.1%

How to read it

  • Gross yield is a year of typical rent divided by the typical value. It ignores costs, so higher is not automatically better.
  • Estimated cash flow subtracts vacancy, your cost percentage, the loan payment, property tax and insurance from the rent. Cash on cash is a year of that cash flow over your down payment.
  • Higher yields are often in areas with lower prices, older homes or more upkeep, and lower yields are often where values have grown. Neither is better by itself.
  • Rent control, rental licensing and tenant rules vary by city. Check the rules for any property you consider.

A screening tool for planning, not investment, tax or legal advice.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

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