| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
REAL ESTATE AGENT CARLSBAD
Which ZIP Code?

Carlsbad ZIP Codes Compared: 92008, 92009, 92010, 92011

Carlsbad’s four ZIP codes compared on values, rents, price cuts, ownership and the age and type of the housing, from public data.

WHICH ZIP CODE? · OCTOBER 2026

Carlsbad has four ZIP codes, and each covers a different mix of coast, village, resort and planned-community housing. Here they are next to each other, with today’s numbers from public data.

By the numbers

All four at a glance

Values, rents and activity in each ZIP code.

The numbers today

Zillow data through Aug 2026.

Typical value, change, rent and activity by ZIP code
ZIP codeTypical valueVs a year agoVs five years agoTypical rentHomes for salePrice cuts
92008 Carlsbad$1,789,827−5.8%+41.1%$3,1127626%
92009 Carlsbad (La Costa area)$1,566,109+1.8%+39.6%$3,75615628%
92010 Carlsbad$1,281,559+2.8%+38.8%$3,5984724%
92011 Carlsbad$1,586,959+2.2%+36.2%$4,1314619%
Side by side

What stands out

The clearest differences among the four.

The differences in brief

Data: Zillow values and rents through Aug 2026; Census survey estimates for 2020-2024.

  • Value. ZIP 92008 has the highest typical value ($1,789,827) and ZIP 92010 the lowest ($1,281,559), a gap of $508,268.
  • Momentum. Over the last twelve months typical values moved most in ZIP 92010 (+2.8%) and least in ZIP 92008 (−5.8%).
  • Rent. Typical rent runs from $3,112 in ZIP 92008 to $4,131 in ZIP 92011.
  • Negotiating room. The share of listings with a price cut is highest in ZIP 92009 (28%) and lowest in ZIP 92011 (19%).
  • Ownership. The share of occupied homes that are owner-occupied is highest in ZIP 92009 (72.3%) and lowest in ZIP 92008 (48.2%).
  • Age of the housing. The median home was built around 1980 in ZIP 92008 and around 1994 in ZIP 92011.
  • Second homes. About 6.8% of homes in ZIP 92011 are used seasonally or occasionally, against 0.8% in ZIP 92010.
The housing stock

The housing in each ZIP code

What the Census Bureau’s survey says about the homes and the housing costs.

What the housing stock looks like

Survey-based estimates from the Census Bureau’s American Community Survey, pooled over 2020-2024. Where the Bureau publishes a margin of error it is shown as ±, and the areas only approximate ZIP codes.

Homes and housing costs by ZIP code, Census survey estimates
MeasureZIP 92008ZIP 92009ZIP 92010ZIP 92011
Median household income$104,995 (±$7,861)$164,182 (±$10,430)$129,926 (±$18,614)$159,235 (±$11,813)
Homes that are owner-occupied48.2%72.3%64.4%64%
Median year homes were built1980199119921994
Median gross rent$2,429 (±$97)$3,007 (±$241)$2,988 (±$263)$3,255 (±$163)
Median home value reported by owners$1,229,400$1,368,100$1,103,300$1,302,600
Single-family detached homes43.2%58.8%53.7%55.2%
Attached single-unit homes (townhomes, row houses)12.3%16.7%18.7%14.8%
Small buildings (2 to 4 homes)7.7%6.5%5.7%6.7%
Larger buildings (5 or more homes)35.7%18%17.4%18.3%
Homes used seasonally or occasionally5.6%1.6%0.8%6.8%

In ZIP 92008, about 48.2% of occupied homes are owner-occupied, the typical home was built around 1980, and about 43.2% of the housing is single-family detached.

These are housing and economic measures only. Owners’ own estimate of their home’s value, in the survey, will not match Zillow’s typical value elsewhere on this page.

Side by side

How values have moved together

The four ZIP codes indexed to January 2018.

ZIP by ZIP

Last updated Oct 2, 2026. Next update expected around Oct 9, 2026. Zillow data, Aug 2026. Rent is the Zillow Observed Rent Index. Temperature is Zillow’s 0 to 100 market temperature (higher is hotter and leans toward sellers, lower leans toward buyers) — click a column heading to sort.

Comparing ZIP codes
92008 Carlsbad$1,789,827−24.8%−5.8%+41.1%7668 · Seller’s$3,112
92009 Carlsbad (La Costa area)$1,566,109+1.2%+1.8%+39.6%15657 · Balanced$3,756
92010 Carlsbad$1,281,559+1.2%+2.8%+38.8%4761 · Balanced$3,598
92011 Carlsbad$1,586,959+1.4%+2.2%+36.2%4681 · Seller’s$4,131

ZIP 92008 has the highest typical value here ($1,789,827) and ZIP 92010 the lowest ($1,281,559). Over the last twelve months ZIP 92010 moved the most (+2.8%) and ZIP 92008 the least (−5.8%).

Home values indexed to January 2018Typical home value in each compared ZIP code with January 2018 set to 100, through Aug 2026.100150200250201920202021202220242025

ZIP 92008ZIP 92009ZIP 92010ZIP 92011

Reading the ZIP codes alongside the neighborhoods

Carlsbad’s neighborhoods, the Village, La Costa, Aviara and Calavera Hills among them, do not line up neatly with ZIP boundaries, so a ZIP is a starting point, not an address. Use the table to decide which measures matter for you, such as the age of the housing, the share of owner-occupied homes or the price-cut share, and then look at the specific street.

Rudy’s four-neighborhood article and the buyer’s guide explain what to check in each part of town, including HOA dues, coastal-zone permits and flood zones.

Common questions

Which ZIP code has the most homes for sale?

The glance table lists the current count for each ZIP code.

Are rents higher where values are higher?

Often, but not always. Compare the rent and value columns for each ZIP code.

How often does this update?

Every week with the market data; the Census profile updates each year.

Keep exploring

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Sources

General information for orientation, not legal, tax, financial or appraisal advice. Details change; confirm anything that matters with the official source, your lender and your agent.

Which ZIP Code Fits Your Plans?

Tell Rudy what matters most and he will compare the ZIP codes and the specific streets for you.

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